Behind every thriving business is a bold entrepreneur. Anakazi Loans are designed to provide financing for women-owned businesses and female entrepreneurs who are ready to take their businesses to the next level with the right support and financing.
Anakazi Loans are Divitia’s flagship financial product dedicated to supporting women-owned businesses and female entrepreneurs across Zambia. Whether you’re starting, scaling up, or seeking stability, these loans provide the financial foundation you need to achieve your business goals.
Affordable and flexible interest rates designed to empower rather than burden.
Borrow amounts from K500 to K100,000, whether you’re launching or expanding.
Get a decision within 24 hours, so you can focus on growing your business.
Loans exclusively for women entrepreneurs and business owners.
We keep things simple and honest, so you know exactly what to expect.
Access to mentorship, networking, and resources to help you succeed.
At Divitia, we believe financial empowerment goes beyond money. That’s why Anakazi Loans come with additional benefits:
Connect with other women entrepreneurs to share insights and collaborate.
Access free or discounted training sessions to build your skills in finance, marketing, and operations.
Anakazi Loans are designed specifically for women who are passionate about their businesses. Here’s what you’ll need to qualify:
Are you eligible? Below is the list of eligibility criteria you must meet
For quick loan approval, the following documents are be required to be eligibile
Use our loan calculator to estimate your monthly repayments and see how our flexible options can work for you right where your business is.
Equated Monthly Installments (EMI):
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Total Amount Payable:
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Principal:
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Anakazi Loans are all about empowering you with the tools and resources you need. Follow these simple steps to access the funding you need.
Identify the financial needs of your business and decide how much funding you require. Gather the necessary documents, such as your business plan, bank statements, etc.
Apply online through our website or visit one of our office in person. Provide accurate information about your business and attach the required documents.
Once your application is submitted, we’ll review it within 24-48 hours. Upon approval, the funds will be disbursed quickly, enabling you to focus on growing your business with confidence.
We know you might have questions about how the Anakazi loan works and how you can apply. Here are some of the most common queries and questions.
Anakazi Loans are exclusively for Zambian women aged 18 - 60 who are business owners, co-owners, or market traders. You must have a registered business or verifiable income to qualify.
For starter, you’ll need a valid form of identification (e.g., NRC or passport), bank statements from the last 3 months, proof of residence, a business plan or loan purpose statement, and business registration documents (if applicable).
You can borrow amounts ranging from K500 to K100,000, depending on your business needs and financial capacity.
Anakazi Loans are specifically designed for business purposes, such as purchasing equipment, expanding inventory, or managing cash flow. For personal expenses, we recommend exploring our personal loan options.
Repayment plans are flexible and customized to align with your business revenue and cash flow. Our team will work with you to determine the best repayment schedule.