Growing together, one loan at a time

At Divitia, we believe finance should be accessible, transparent, and empowering. With every loan, we are reshaping lending to create opportunities for individuals and businesses across Zambia.

2016

Founded over 9 years ago

1,500+

Disbursed over 1,500 loans
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What started as a mission to make financing more inclusive has grown into a dynamic financial institution committed to driving impact. Every loan we approve is a step toward financial empowerment and community growth.

Our vision

To be a leading and responsible lender for sustainable growth.

Our mission

At Divitia, our mission is to provide accessible and affordable financial solutions to individuals and businesses.

Our values reflect who we are and how we operate

At the heart of Divitia’s success are the core values we live by—principles that shape how we serve our clients, grow our business, and create a positive impact on the communities we touch.

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Excellence

We shall work to exceed our customers expectations.

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Innovation & creativity

We shall work to deliver innovative solutions to meet our customers needs.

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Integrity

we shall act honestly and transparently in all our dealings.

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Responsibility

We shall be responsible and accountable to all stakeholders.

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Partnerships

We shall work to build relationship and partnerships, supporting our partners and customers growth.

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Stewardship

We shall manage resources with accountability and trust.

Standing out through innovation and responsibility

We offer flexible, personalized loan products that fit your unique financial needs.


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We prioritize fair, ethical, and transparent lending to empower sustainable growth.


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Our data-driven solutions make borrowing faster, easier, and more accessible.

Your financial success is our priority. We provide dedicated support every step of the way.