Quick, flexible loans to meet your needs

Money should move as fast as your ambitions. At Divitia, we’re reshaping lending with quick approvals, flexible terms, and transparent loans for individuals and businesses to help you overcome challenges and seize opportunities.

Hi there, welcome to Divitia. Our mission is to empower you with the financial tools you need to succeed. From fast approvals to flexible repayment plans, we’re here to make financing easy.

Welcome to Divitia Investments, where we are transforming lives and businesses across Zambia through accessible, innovative and sustainable financial solutions. Our vision is rooted in a commitment to support sustainable growth - as a leading source of responsible lending that supports sustainable growth individuals and businesses, contributing to the development of our communities. Every loan we provide represents an opportunity—for a business to grow, for a family to thrive, or for a dream to come true.

As your financial partner, we prioritize transparency. Our innovative products are designed with you in mind, and we strive to make every interaction a seamless and positive experience. Our dedicated team is here to guide you, support you, and help you achieve your financial goals. Thank you for choosing Divitia Investments as your financial partner. Let's grow together and build a brighter, more prosperous future.

ceo-signature

Founder, Divitia Investment

Empowering lives, driving change

Every loan tells a story of empowerment and change. Divitia’s mission extends beyond traditional lending—we empower women, partner for social impact, and create access to capital for those who need it most, building a financially inclusive future.

empoweringwomen

Empowering women

We are committed to breaking barriers for women entrepreneurs who may not have access to traditional funding.

Anakazi loans for women     arrow
partneringforchange

Partnering for change

Social responsibility is at the heart of Divitia. Through Divitia Impact, we collaborate with partners create a brighter future for all.

Learn about our partnerships     arrow
equalopportunity

Equal opportunity lending

At Divitia we prioritize financial inclusion to individuals and businesses often overlooked by traditional lending systems.

Discover our values     arrow

Here’s why Divitia is the right choice for you

Apply online, receive quick feedback, and access your funds fast.

We approve loans faster than you thought possible - in as little as 24 hours.

No hidden fees, no surprises. We keep things simple and honest.

Our repayment schedule is designed to fit your financial situation, to help you succeed and not hold you back.

divitia-first-time-here

First time here? Discover Divitia: A better way to finance

Start here to discover everything you need to know about how we can help you achieve your financial goals. Learn about our services, processes, and why we’re the trusted choice for many.

Financial solutions for every one

image
card image card iamge card
01
Championing women-owned businesses
Anakazi loans

Empowering female entrepreneurs and marketeers with accessible and reliable loans.

Flexible repayment plans
Same-day approval
Amounts up to K100,000
Learn more about Anakazi Loans    arrow
02
Fueling small business growth
SME business loans

Fuel your business growth with loans tailored to your needs - from inventory to equipment upgrades.

Flexible terms
Quick applications
Amounts up to K500,000
Learn more about SME Loans    arrow
03
Exclusive loans for Civil Servants
Civil servant loans

Reliable loan options designed exclusively for Zambia’s civil servants.

Fixed rates
quick approval
Amounts up to K20,000
Learn more about Civil Servant Loans    arrow
04
Your employees deserve financial security
MOU Loans

Make salary advance loans available to your employees when you sign an MOU with Divitia.

No impact on your cashflow
Reduced financial distractions
Valuable staff benefit
Learn more about MOU Loans    arrow

Real stories.
real impact.

5.0
star

100+ impact stories

Anakazi loan

“I’ve always dreamt of opening a salon. Divitia believed in my vision and provided the financial boost I needed. Now, my salon is thriving, thanks to their support!”
Namukolo N.
Lusaka

Seamless Experience

“I applied for a personal loan with DIVITIA and was amazed at how fast the process was! The team was supportive and answered all my questions!”
Modesta
Lusaka

Personal loan

“I used Divitia’s personal loan to complete my daughter’s school fees. The repayment plan was manageable, and their team was supportive throughout.”
kennedy T.
Ndola

Anakazi loan

“Anakazi Loans have been a game-changer for my tailoring business. The quick approval process allowed me to purchase much needed equipments”
Chileshe M.
Choma

Second to none

“I’ve dealt with many financial institutions, but Divitia stands out for their transparency. No hidden fees, just honest terms!”
Mwila S.
Kafue

Amazing customer service

“The customer service at Divitia is top-notch. They made me feel valued and guided me through the loan process step by step.”
Loveness M.
Lusaka
arrow icon
//